Terms & Conditions

These Terms and Conditions outline the rules and regulations for the use of USA Retirement Planners’s website,
located at https://usaretirementplanners.com.

By accessing this website, you agree to comply with these Terms and Conditions.
If you do not agree to all the terms stated here, please do not use our website.

1. Cookies

We use cookies to enhance your online experience. By using this website, you consent to the use of cookies as outlined in our Privacy Policy.

Cookies are small text files placed on your device by our website. Some cookies are essential to the operation of the site, while others are optional and used for analytics and marketing purposes. You may disable cookies through your browser settings, but some functionality of the site may be affected.

2. Intellectual Property Rights

Unless otherwise stated, USA Retirement Planners and/or its licensors own the intellectual property rights to all materials on the website. You may view and use the content for personal, non-commercial purposes only. You must not:

  • Copy, republish, or redistribute content

  • Sell, rent, or sublicense content

  • Modify, reproduce, or create derivative works based on the content

3. User-Generated Content

We may offer areas of the website where users can post comments or other content. You agree that:

  • You have the right to post the content

  • The content does not violate third-party rights (copyright, trademark, etc.)

  • The content is not defamatory, obscene, or illegal

  • Your content does not promote commercial activities or solicit business

By posting content, you grant USA Retirement Planners a non-exclusive license to use, reproduce, and edit your content across any medium.

We reserve the right to remove any user-generated content at our discretion.

4. Hyperlinking to Our Website

The following organizations may link to our website without prior written approval:

  • Government agencies

  • Search engines

  • News outlets

  • Online directories

  • System-wide accredited businesses

Other organizations may request approval by contacting us.

Approved websites may link to our homepage or internal pages as long as the link:

  • Is not misleading

  • Does not falsely imply sponsorship or endorsement

  • Is appropriate in context

No use of our logo or design assets is allowed without a written trademark license.

5. Content Liability

We are not responsible for content appearing on third-party websites that link to or mention our site. You agree to defend and indemnify us against any claims arising from your website or the links you make to us.

6. Reservation of Rights

We reserve the right to:

  • Request removal of links to our website

  • Amend these Terms and Conditions and our linking policy at any time

By continuing to link to our site, you agree to these terms.

7. Website Accuracy and Availability

We strive to keep all information up to date, but we do not guarantee the accuracy, completeness, or timeliness of the content. We are not liable for any loss or damage resulting from website errors or downtime.

8. Disclaimer

To the maximum extent permitted by law, we exclude all representations, warranties, and conditions relating to our website. Nothing in this disclaimer will:

  • Limit or exclude liability for death or personal injury

  • Limit or exclude liability for fraud or misrepresentation

  • Limit any liabilities in ways not permitted under applicable law

If you rely on information or services on this website, you do so at your own risk.

9. Payment Terms

Accepted payment methods include credit/debit cards, checks, cash, or another approved method agreed upon.

10. Refund Policy & Fulfillment Timeline

  • All appointment purchases are non-refundable once marketing has begun.

  • If we cannot fulfill your complete order within the specified timeline, you may request a partial refund for the unfulfilled portion.

  • Standard Tier: Allow 180 days for every 40 appointments

  • Executive, Federal, and Platinum Tiers: Allow 360 days for every 20 appointments

  • Reorders begin fulfillment after the previous order is completed.

  • Refunds are processed within 30 business days of approval.

11. Cancellations and Responsibility

  • If a prospect cancels, there is no charge to you.

  • If a prospect no-shows, the appointment is billed as fulfilled because you received their contact information and can reschedule.

  • Clients are responsible for presentation, materials, and outcome of meetings or seminars.

  • You must provide calendar access (Google or Outlook) within 3 business days of onboarding.

12. Seminars and Webinars

  • All seminar/webinar marketing and planning fees must be paid in full upfront.

  • These fees do not include venue rental costs or related expenses.

13. Administration Fee

A $19.99/month administrative fee applies to all service agreements. This fee covers:

  • Booking services

  • Appointment confirmations via email/SMS

  • Calendar management

To cancel this fee after service fulfillment, email info@usaretirementplanners.com

14. Privacy Policy

Personal Data Collection

We may collect the following personal information:

  • Name, phone number, email address

  • Geographic location and IP address

  • Usage data (browser, pages visited, etc.)

  • Any data you submit via forms or during onboarding

How We Use Your Information

We use your data to:

  • Fulfill appointments and service obligations

  • Communicate with you about services or updates

  • Improve website performance

  • Send promotional content (you may opt out at any time)

We do not sell your personal data to third parties.

Third-Party Services

We may use third-party tools (such as calendar integration, video hosting, and analytics) which may collect cookies or limited personal data. Their use is subject to their respective privacy policies.

Security

We take commercially reasonable precautions to protect your data but cannot guarantee absolute security due to the nature of the internet.

Children’s Privacy

Our services are intended for adults 18 and over. We do not knowingly collect data from children under 13.

15. California Consumer Privacy Act (CCPA)

Notice to California Residents

Pursuant to California Civil Code Section 1798.83, California residents may request information about how we share their personal information with third parties for direct marketing.

To make a request, email us at info@usaretirementplanners.com. We are only required to respond to one request per customer per year.

Contact Us

If you have any questions about these Terms or our Privacy Policy, please contact us at:

 

USA Retirement Planners
https://usaretirementplanners.com
info@usaretirementplanners.com